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Do’s & Don’ts for Car Insurance If You are a College Student

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As per law, if you have a car and driving on Indian roads, you have to opt for at least a third party car insurance policy . Armed with an effective car insurance policy, you can enjoy your drive in a worry-free way even if you are the most experienced drivers. In case you are a college student and new in driving and you’re in complete perplexity on how to go about purchasing a car insurance policy. This article is especially dedicated for young, energetic and new age drivers about what they should do or don’t while purchasing a car insurance policy. Do’s While Buying a Car Insurance Policy           First you have to draw a comparison with regards to plans, features, benefits, premiums offered by different car insurers and then purchase online.           While choosing any car insurance policy , you have to evaluate the add-on covers. Additional covers of motor insurance comprehensive policy enhance the policy coverage - means it gives your plan a double protection
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What Should I Go for, Third Party or Comprehensive Car Insurance?

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There are basically two types of motor insurance plans namely third party car insurance plan and the comprehensive car insurance plan. The first one is mandatory for all motor vehicles plying on the India roads as per the Motor Vehicles Act 1988 and the latter one is an optional cover which you can choose as per your wish. Comprehensive car insurance is a bit costlier than the mandatory third party legal liability only cover. Which One Should You Go For? See, the liability only car insurance has been developed to protect an insured person against the third party legal liabilities arising out of any third party injury, death or property damage. The main beneficiary of a third party car insurance policy is a third party not the owner of the policy. It is important to remember here that the third party car insurance will not offer any coverage if in case your own vehicle suffers any damage or loss from an accident or any similar incident. But, the comprehensive car
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Easy Steps to Buy the Best Car Insurance Online

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Car insurance has been made compulsory by Motor Vehicles Act. There is a plenty of car insurance companies available in India to cater to the increasing demand for car insurance plans. So, you have to know the right steps to find out the best car insurance online. Choose the Right Coverage All car insurance plans come with both third party liability and comprehensive coverage. A car insurance online policy with liability coverage is mandatory so you have no choice but to go for it. A comprehensive car insurance policy is optional but it offers protection to the insured vehicles. So, you should opt for it as it is the best car insurance policy online . Avail Additional Coverage Carefully Best car insurance plans come with a range of add-on covers. You can avail personal accident coverage for pillion riders and protect the accessories of your car by paying additional premium on your car insurance renewal. Armed with these additional protections, you can keep y
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Reasons to Consider Car Insurance as a Necessity

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There are thousands of reasons why you must consider car insurance in India a necessity. Even though car insurance has been made mandatory in India, there is still more significance of having a motor insurance. A proper car insurance policy provides you financial support in the events where you may have to suffer damage of your vehicle. Car insurance also provides coverage against the third party death, injuries and property loss. Here are some of the best reasons why you must take a suitable car insurance plan. Car Insurance Pays for Damages :  Car insurance is important for sometimes you may have to suffer damage of your vehicle due to someone else’s fault. However, if you have a car insurance plan , you no longer have to worry about all these stuffs anymore. When you have a motor insurance, the car insurance companies will be liable to pay for the damages. Motor Insurance Reduces Your Liability :  Basically a car insurance policy covers your liability for t
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Why Should I Buy Car Insurance Policy?

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With the rising numbers of on-road accidents, having the best car insurance policy certainly calls for an immediate action. However, if you are still wondering why you should buy car insurance policy, let me give you some reasons. Compulsory by Law The third party liability is the core reason behind this mandate. A motor vehicle running in a public space can cause various damage or loss to the life and property of others. Third party liability only policy covers such liabilities such as third party death, bodily injury and property damage borne by the insurer. This is the reason why no vehicle own car drive their car on road without this cover. Covers Third Party Legal Liability As per the Motor Vehicles Act 1988, it’s mandatory by law that all owners of motor vehicles at least buy the third party car insurance policy. This policy helps you get away from any legal consequences that could arise due to damages caused to a third party person/property on th
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Which is the Best Car Insurance Plan?

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Car insurance is a must for every motor vehicle owners in India. However, most of the motor vehicle owners only go for the compulsory third party car insurance since it is mandated by law. They generally want to save more on premium although they also compromise their protection and coverage. There are basically two types of car insurance plans to choose from: Third Party Liability Only Plan Comprehensive Car Insurance Plan Apart from these two, you also go for a bunch of add-on covers available to strengthen your protection. You will have to pay extra to avail the benefits offered by these add-on covers. The third party car insurancepolicy have been specifically designed to save a vehicle owners steer clear of legal liabilities in case of an accident causing death, injury or property damage to a third party. It should be kept it mind that the third party motor insurance plan will not compensate against the damages of your own car. Third party car insur
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Why to Buy Two Wheeler Insurance from National Insurance Company Limited?

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National Insurance Company Limited was incorporated in the year 1906. NIC is the oldest general insurance company in India with its headquarters in Kolkata. National Insurance Company Limited is entirely owned and run by the government of India. The company caters into a number of effective general insurance products. Two wheeler insurance is also offered by NICL under their motor insurance section. National Insurance Company offers the best covers for the ultimate protection of your bike. Along with providing the best two wheeler insurance policies at affordable prices, NIC also makes sure that each claim is settled within the lowest time. National bike insurance offers the following coverage and benefits depending on the plan you choose to go with.  National Insurance offers third party coverage for two wheeler insurance policy. This means the policy will take care of the third party liability in case of any accident involving your bike. National Insuranc
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