Go for the Complete Protection While Purchasing any Car Insurance Policy.

Purchasing a new car takes a few vital steps and selecting the right car insurance policy is one of them. If you buy a new car you also need to select the right car insurance plan in India. Now you can choose car insurance online because of the flourishing appearance online. An online car insurance policy with extensive coverage is the ideal choice for a car-owner in India. If your car is insured sufficiently you can stay financially safe even if your car gets involved in any mishap on road with severe financial effect.

Basic Coverage of Car Insurance in India

On the basis of coverage, car insurance plans in India are of two types of plans. Like,

Third Party Liability Coverage

This type of coverage is obligatory if you own a car as per Motor Vehicles Act in India and it covers only the liabilities of the insured to third parties. If your vehicle is responsible for any kind of accident that causes damage to third party vehicle or death or physical injury to any third party, this type of coverage comes into role player. However, this third party policy does not take care of the damages to the vehicle of the insured.

 Comprehensive Coverage
Car Insurance
Get The Best Car Insurance Here
Both liabilities to third party and insured vehicle of the policyholders are under the ambit of comprehensive coverage of car insurance plan. If you car gets stolen or gets damaged, this type of coverage take care of your financial loss. Although, comprehensive coverage of car insurance is optional in India, most car-owners especially those who have newly bought a car opt for it to keep worries at bay. Let’s take a look at the benefits of going for comprehensive car insurance online in India.
  • Damages and theft of the insured car: In case your car gets stolen or parts of your car get damaged and need to be repaired or replaced, comprehensive car insurance plans cover the financial expenses to do the needful.
  • Personal Accident Coverage: A car accident on road might cause death and injury of policyholders which require medical attention. A comprehensive car insurance policy online pays out Rs. 1 Lakh to owner of the car as personal accident coverage in case such an event occurs. However, you need to carry a valid driving license to avail this compensation. This coverage can be enhanced by paying additional premium on your car insurance policy. You can extend the realm of personal accident coverage to passengers as well and increase the amount of compensation to Rs, 2 Lakhs.
Conclusion
After going through the whole write up, it can be said that if you are looking for a car insurance plan, it is always advised to go for comprehensive car insurance coverage. A comprehensive car insurance plan is always there for you to protect your car from any kind of emergency and financial drawbacks.


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