IFFCO Tokio Car Insurance Coverage.

IFFCO Tokio car insurance policy basically comes in two variants, namely: Third Party Liability Only Car Insurance and Comprehensive Car Insurance Policy or, also known as the Package Plan. However, there are still some add-on covers you can always go for to extend your car insurance coverage. Find out what different types of car insurance from IFFCO Tokio General Insurance covers.
Car Insurance
Get Car Insurance Online.

Third Party Liability Only Plan
As per Motor Vehicle Act, third party liability only plan has been mandatory for all vehicles on road. This motor insurance plan is designed to cover two most critical aspects in the event of an accident.
  • Personal Accident Cover: This policy covers the driver-owner is under the personal accident cover. It offers a sum of Rs. 2 lakh in the event of an accident while travelling in, mounting or dismounting from your vehicle.
  • Third Party Legal Liability: This cover is designed to compensate any damage to a third party in the event of an accident involving your car. The policy also offers compensation in case of third party injury, death and damage to the third party as well.
The Package Plan
The package plan, also known as the comprehensive coverage from IFFCO Tokio car insurance, ensures protection against all the possible catastrophes in the future. The package plan covers the below-mentioned conditions in insurance:
  • In case of any loss or damage to the vehicle due to the various natural calamities such as cyclone, hailstorm, landslide, inundation, hurricane, typhoon, fire, explosion, earthquake, storm, self-ignition or lightning, tempest, rockslide, flood, frost etc.
  • In case of any loss or damage to the vehicle due to the various manmade calamities such as theft, accident by external means, strike, riot, burglary, malicious act, any damage caused to the vehicle whilst it’s in transit via rail, road, lift, inland waterway, elevator, air etc.
  • Personal Accident Cover: IFFCO Tokio car insurance package policy comes with personal accident cover of Rs. 2 lakh for individual owner-driver of the insured vehicle while travelling in, mounting or dismounting from the vehicle. The cover is offered in case of death and any sort of permanent disability.
  • Third Party Legal Liability: The Liability Only Plan offers widespread protection against legal liability coming out of accidental damages, any permanent injury or death of a person, any damage to the third part property is compensated upto an amount of Rs. 7, 50,000/-.
  • IFFCO Tokio car insurance offers reimbursement of expenses up to Rs. 1,500 following an accident to the insured vehicle. The compensation is paid for the protection, towing/removal and redelivery of the car.
  • IFFCO Tokio also offers various other significant extension covers are also available on the basis additional premium amount.
  • Personal Accident Cover for unnamed passengers.
  • IFFCO Tokio car insurance also covers damage or loss to electrical/non-electrical accessories and to LPG/CNG fuel kit.
  • The company offers wider legal liability cover for conductor/ driver.
Additional Personal Accident Covers Available under IFFCO Tokio Private Car policies
  • Cover for to the Paid driver
  • Personal accident cover to the Owner/Driver
  • Personal Accident cover to the named occupants is offered by IFFCO Tokio General Insurance.
  • Personal accident cover to the unnamed occupants of the vehicle is offered under IFFCO Tokio car insurance

On the basis of the coverage of IFFCO Tokio car insurance, you must select the plan and additional cover as per your requirement and budget.

Comments

Post a Comment

Popular posts from this blog

Easy Steps to Buy the Best Car Insurance Online

Image
Car insurance has been made compulsory by Motor Vehicles Act. There is a plenty of car insurance companies available in India to cater to the increasing demand for car insurance plans. So, you have to know the right steps to find out the best car insurance online. Choose the Right Coverage All car insurance plans come with both third party liability and comprehensive coverage. A car insurance online policy with liability coverage is mandatory so you have no choice but to go for it. A comprehensive car insurance policy is optional but it offers protection to the insured vehicles. So, you should opt for it as it is the best car insurance policy online . Avail Additional Coverage Carefully Best car insurance plans come with a range of add-on covers. You can avail personal accident coverage for pillion riders and protect the accessories of your car by paying additional premium on your car insurance renewal. Armed with these additional protections, you can keep y...
Read more

Do’s & Don’ts for Car Insurance If You are a College Student

Image
As per law, if you have a car and driving on Indian roads, you have to opt for at least a third party car insurance policy . Armed with an effective car insurance policy, you can enjoy your drive in a worry-free way even if you are the most experienced drivers. In case you are a college student and new in driving and you’re in complete perplexity on how to go about purchasing a car insurance policy. This article is especially dedicated for young, energetic and new age drivers about what they should do or don’t while purchasing a car insurance policy. Do’s While Buying a Car Insurance Policy           First you have to draw a comparison with regards to plans, features, benefits, premiums offered by different car insurers and then purchase online.           While choosing any car insurance policy , you have to evaluate the add-on covers. Additional covers of motor insurance comprehensive policy enhance the policy covera...
Read more

Which is the Best Car Insurance Plan?

Image
Car insurance is a must for every motor vehicle owners in India. However, most of the motor vehicle owners only go for the compulsory third party car insurance since it is mandated by law. They generally want to save more on premium although they also compromise their protection and coverage. There are basically two types of car insurance plans to choose from: Third Party Liability Only Plan Comprehensive Car Insurance Plan Apart from these two, you also go for a bunch of add-on covers available to strengthen your protection. You will have to pay extra to avail the benefits offered by these add-on covers. The third party car insurancepolicy have been specifically designed to save a vehicle owners steer clear of legal liabilities in case of an accident causing death, injury or property damage to a third party. It should be kept it mind that the third party motor insurance plan will not compensate against the damages of your own car. Third party car insur...
Read more