Keep Your Car Protected with United India Car Insurance Policy.

If you have a car, you must be aware of the inevitability of having car insurance policy in order to drive on Indian roads. There are many motor insurance companies in India and United India Insurance (UIIC) is one of the best of them. The company offers affordable car insurance policies to target the different sectors of people. So, if you have recently purchased a car and looking for the best car insurance online, you can opt for United India car insurance plan. However, while buying United India vehicle insurance online, you should opt for policies according to your requirements. Let’s take a look below to know more about United India motor insurance policies.
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United India Car Insurance Coverage
Like many other car insurers, United India Insurance Company mainly offers two types of coverage. Such as

Third Party Liability Coverage: As per third party liability coverage, you can get a lump sum amount up to Rs. 7.5 Lakhs to compensate third party property damage. The liability coverage of UIIC or United India car insurance also extends to injuries and death of third party. This third-party liability coverage helps to reduce your liability.

Comprehensive Coverage: The comprehensive coverage of UIIC keeps your car safe and secured from a wide range of manmade and natural perils. Your car will be protected from man-made disasters like theft, burglary, riots, strike and natural calamities like earthquake, hurricane, flood, typhoon, storm, tempest etc. The ambit of United India car insurance comprehensive coverage does not end here. It also provides personal accident coverage.
Under comprehensive United India car insurance, you will get third-party liability as well as personal accident coverage. Being the owner-driver of your car you can also stay financially protected from accidents by choosing the comprehensive coverage of United India car insurance. This insurer provides up to a maximum of Rs. 1 Lakh as personal accident coverage.

Additional Benefits of United India Car Insurance
After a successful claim free years, United India car insurance plans offer No Claim Bonus or NCB. The NCB amount varies between 20% - 50% and helps car owners in India save on car insurance premium on their United India car insurance renewal. Apart from NCB, there are several other discounts on offer at UIIC for its car insurance. It provides discounts for installing safety devices, members of automobile associations. UIIC further offers discounts for using the vehicle in the premise of the policyholders and on special vehicles designed for mentally challenged and blind people. If you want to extend the geographical area of coverage, you can do so by paying additional UIIC car insurance premium.

Exclusions of United India Car Insurance
Although the comprehensive coverage of UIIC car insurance policies is broad, it still has some limitations. For an example, UIIC car insurance claims are not payable if the damages are the result of war, mutiny, nuclear and radio-activity and if the owner-driver does not hold a valid driving license at the time of mishap that causes damages.

If you are on the lookout of best car insurance policies, United India car insurance will be your best bet.  

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