Why Car Insurance Is a Must?

Cars are not very hard nowadays to buy. Almost any middle-class family can purchase their dream car depending on the amount of money they put into it. A four-wheeler brings us comfort, luxury and every good thing you can think of while driving it proudly in the street with your loving family. This way, cars certainly plays a very much significant role in and throughout our lives. Be it a private vehicle or commercial vehicle, all have the same importance in terms of transport and convenience. But when you buy the very first car of your life, you must not neglect the security and protection of the vehicle as well as the people who will sit with your when you drive it. Because accidents are not anything new and a single mistake of yours or someone else’s on the street can make you pay a lot then you can ever imagine.

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Keeping these facts in mind, you must ensure that your car is protected with the best motor insurance policy so that you can drive it carefully. Vehicle insurance online in India acts as a shield in terms of compensating against any damage or injury in the event of an accident. Not only should you buy the best car insurance policy that provides comprehensive protection but you must also make sure that you renew it each time prior to its expiry. Getting or being caught with your four-wheeler vehicle without a valid insurance policy could drag you into paying a high fine.

There are a number of effective reasons why you must opt for motor insurance online. As per Motor Vehicles Act 198, insurance for every motor vehicle plying on road is mandatory by law. Car insurance provides both third party and own damage coverage, depending on the type of motor insurance coverage you would like to go for. However, among these two, it’s always advisable to always for the comprehensive car insurance online since the plan offers coverage against both third party liabilities as well as own damage. Find out below why you must go for the best car insurance online in India.

  • Third Party Legal Liability: Motor insurance online covers your vehicle as well as you from any claims arising from a third party legal liability in the event of an accident following your vehicle, where you are held responsible for the injury or death of a third party person. Car insurance also covers any damage to the surround third party property caused due to your vehicle in the event of an accident. However, third party car insurance doesn’t cover own damage. Third party vehicle insurance is mandatory by law.

  • Comprehensive Car Insurance: Comprehensive car insurance plans are designed to cover both third party legal liabilities as well as own damage or injury. This is the best motor insurance plan online that everyone must opt for. Comprehensive car insurance is optional but offers widespread coverage to your vehicle against various manmade or natural calamities.



With comprehensive coverage you can also opt for various add-on covers in exchange of additional premium payment. There are a number of reputed car insurance companies in India that offer these policies. Nowadays you can instantly buy or renew your motor insurance online simply by visiting the official website of your insurance provider.

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