Car Insurance Coverage


Car Insurance Coverage

Third Party Liability Only Car Insurance Policy Coverage

The liability only motor insurance policy covers the vehicle owner's legal liability claims to pay compensation for the followings:
  • Bodily injury of a third party
  • Death of a third party person due to an accident.
  • Damage to any third party property.
  • Liability is covered for an unlimited amount with regard to the injury or death and damage to third party property for a sum of Rs.7.5 lacs under the Commercial vehicle and private cars.
Comprehensive Car Insurance Policy Coverage

The policy covers both third-party legal liability as well as the own damage in the event of an accident. The package policy from motor insurance online covers the following:

  • Damage to your vehicle due to self-ignition, fire, lightning, explosion.
  • Housebreaking, burglary, theft.
  • Strike and riot.
  • Malicious Act.
  • Terrorist Act.
  • Earthquake (Fire and Shock) Damage.
  • Inundation, Flood, Typhoon, Hailstorm, Hurricane, Cyclone, Storm, and Tempest
  • Accidental external means.
  • Ad damage or loss to the car while it is in transit through road, inland waterway, lift, elevator, rail, air etc.
  • Damage from landslide/Rockslide

It’s however suggested to go for the comprehensive protection since this plan comes with both third-party coverages as well as own damage cover.

Comments

Post a Comment

Popular posts from this blog

Easy Steps to Buy the Best Car Insurance Online

Image
Car insurance has been made compulsory by Motor Vehicles Act. There is a plenty of car insurance companies available in India to cater to the increasing demand for car insurance plans. So, you have to know the right steps to find out the best car insurance online. Choose the Right Coverage All car insurance plans come with both third party liability and comprehensive coverage. A car insurance online policy with liability coverage is mandatory so you have no choice but to go for it. A comprehensive car insurance policy is optional but it offers protection to the insured vehicles. So, you should opt for it as it is the best car insurance policy online . Avail Additional Coverage Carefully Best car insurance plans come with a range of add-on covers. You can avail personal accident coverage for pillion riders and protect the accessories of your car by paying additional premium on your car insurance renewal. Armed with these additional protections, you can keep y...
Read more

Do’s & Don’ts for Car Insurance If You are a College Student

Image
As per law, if you have a car and driving on Indian roads, you have to opt for at least a third party car insurance policy . Armed with an effective car insurance policy, you can enjoy your drive in a worry-free way even if you are the most experienced drivers. In case you are a college student and new in driving and you’re in complete perplexity on how to go about purchasing a car insurance policy. This article is especially dedicated for young, energetic and new age drivers about what they should do or don’t while purchasing a car insurance policy. Do’s While Buying a Car Insurance Policy           First you have to draw a comparison with regards to plans, features, benefits, premiums offered by different car insurers and then purchase online.           While choosing any car insurance policy , you have to evaluate the add-on covers. Additional covers of motor insurance comprehensive policy enhance the policy covera...
Read more

Which is the Best Car Insurance Plan?

Image
Car insurance is a must for every motor vehicle owners in India. However, most of the motor vehicle owners only go for the compulsory third party car insurance since it is mandated by law. They generally want to save more on premium although they also compromise their protection and coverage. There are basically two types of car insurance plans to choose from: Third Party Liability Only Plan Comprehensive Car Insurance Plan Apart from these two, you also go for a bunch of add-on covers available to strengthen your protection. You will have to pay extra to avail the benefits offered by these add-on covers. The third party car insurancepolicy have been specifically designed to save a vehicle owners steer clear of legal liabilities in case of an accident causing death, injury or property damage to a third party. It should be kept it mind that the third party motor insurance plan will not compensate against the damages of your own car. Third party car insur...
Read more